What does a mortgage broker do?

Whether you’re a first-time buyer, a landlord, or a homeowner looking to get a better deal or move home, arranging a mortgage can be a daunting experience.

That’s why it makes sense to use a mortgage broker.

Not only will they have the expertise and contacts to organise a mortgage tailored to your needs, but they can also act as a financial partner, advising you when times are good and navigating you safely through choppier waters.

The most obvious use for a mortgage broker is, unsurprisingly, to arrange a mortgage. If you use an independent broker like Charles Cameron, you’ll be guided through every part of the process.

The experts here at Charles Cameron can steer you away from deals that seem great but do not suit your circumstances, and towards ones that provide value over the whole term. Also, thanks to our years of experience in the mortgage sector, we’ll give you the inside track on the way each institution operates.

If you need a mortgage holiday, our advisors will help you work out how much your repayments will be when you start paying again and point you in the right direction to apply if you decide to.

Another area which can be tricky is remortgaging. Whether you’d like to borrow extra funds against your property or are looking to change your mortgage after your current deal expires, at Charles Cameron we’ll examine the options to ensure you get something that’s right for you. Importantly, we’ll advise on when is the right time to start the process, so you don’t end up on an expensive, standard variable rate (SVR).

Whatever your circumstances, and whatever period you’re living through, we’re here to make sure you get a mortgage that’s perfect for you. Today. And tomorrow.