Mortgage Pledge

In this episode, we discuss our new Mortgage Pledge. With this pledge we promise to ensure none of your employees will ever pay more than they need to for their mortgage. We will make sure that a new mortgage rate is secured before the end of the current tie-in period, so they never move on to the lenders standard variable rate (SVR), which is usually much higher than a fixed or tracker product, even if there current mortgage was not arranged via us.

Hello and welcome! Today we are explaining our NEW mortgage pledge for all existing home owners and will explain how all of your staff can now benefit from our FREE Employee Mortgage Advice Service.

Recent research suggests that unbelievably, over 1 million UK mortgage borrowers currently have their mortgage sitting on their lenders standard variable rate. As most lenders Standard Variable Rates are usually much higher than an initial interest rate on a fixed or tracker deal would be, this extra interest could be costing your staff who are home owners over £4,000 every year. This is a National annual overpayment of over £4bn! Up to £4,000 annual saving would certainly go a long way to help ease employees concerns with the current cost of living crisis.

At Charles Cameron & Associates, we pride ourselves on always offering the very best mortgage advice for our client’s individual circumstances. That’s why if your employees arrange a mortgage with us, we will always ensure that we review your mortgage and arrange for a new remortgage to be in place, before your current mortgage deal expires. This means that you can avoid your lenders standard variable rate and not waste money on unnecessary interest charges.

A mortgage is one of the largest debts an employee is ever likely to have, therefore offering them access to our expert, independent and free mortgage advice and support, is a great way of balancing their financial wellbeing and taking the stress out of a process renowned for being complicated and time consuming. In the current financial and political climate, any employee that already has a mortgage is likely to be concerned about their rising monthly costs. If they arranged their mortgage with us, we can assure you that we will already be monitoring that mortgage and will never let them move on to a higher interest rate than necessary at the end of their tie-in period.

However, we have now made the decision to launch our brand-new Mortgage Pledge. From today, by leaving us some basic details, ALL of your employees can benefit from the same promise of mortgage monitoring to ensure they never pay more than necessary for the remortagge. Even if they arranged their mortgage directly with a lender or used a different adviser. We will track their mortgage and will be in touch at the most opportune time, so they don’t need to worry.

Ask them to simply visit www.ccameron.co.uk/mortgagepledge  and register today and one of our advisers will start keeping a close eye on the mortgage to ensure an application is made at the right time.

Don’t forget, we will also plant two mangrove trees for every remortgage we arrange.

You can now find our Mortgage Matters podcast on a range of podcast platforms, including

Spotify – https://buff.ly/3ylmtO2

Apple Podcast – https://buff.ly/3up3dxY

Amazon Music – https://buff.ly/3yhGW6H

And Google Podcast – https://buff.ly/3bTAlrz

Don’t forget, our professional friendly advisers are on hand to support you and can help you explore all of your options.